nexarolivio

Strategic Financial Education
Newcastle, NSW | +61407742195

Privacy Policy

Your privacy matters to us. Here's how we protect and manage your personal information.

Last Updated: February 2025

Who We Are

nexarolivio operates from Newcastle, New South Wales, providing capital allocation services to businesses across Australia. When we collect your personal information, we do so as the data controller under Australian Privacy Principles and applicable privacy legislation.

We understand that trust forms the foundation of our client relationships. That's why we've designed our privacy practices around transparency and your control over personal information.

Information We Collect

The information we gather depends on how you interact with our services. We collect what's necessary to provide quality capital allocation advice while respecting your privacy preferences.

Contact Information

Name, email address, phone number, business address, and preferred communication methods.

Business Details

Company information, industry sector, business structure, and financial consultation requirements.

Financial Information

Revenue data, investment history, risk tolerance, and capital allocation objectives.

Website Usage

Pages visited, time spent on site, browser type, and general location data for service improvement.

How We Use Your Information

Your personal information helps us deliver tailored capital allocation services and maintain ongoing client relationships. We use this information specifically for:

Providing personalised financial consultation services and capital allocation advice
Communicating about your account, services, and relevant business opportunities
Improving our website functionality and user experience based on usage patterns
Ensuring compliance with Australian financial services regulations and requirements
Conducting business analysis to better serve our client base
Maintaining accurate records for professional service delivery

We won't use your information for purposes beyond what we've outlined here without obtaining your explicit consent first.

Your Privacy Rights Under Australian Law

Access Your Information
Request a copy of the personal information we hold about you, including details about how it's being used.
Correct Inaccuracies
Ask us to update or correct any personal information that's outdated or incorrect.
Request Deletion
Request deletion of your personal information when it's no longer needed for business purposes.
Withdraw Consent
Withdraw your consent for specific uses of your information where consent was the basis for processing.
Lodge Complaints
File complaints with us directly or with the Office of the Australian Information Commissioner if you're concerned about our privacy practices.

Information Sharing and Third Parties

We share personal information only when necessary to provide our services or when required by law. This includes:

Service Providers

We work with trusted partners for website hosting, email communications, and business analytics. These providers access your information only to perform their specific functions and are bound by confidentiality agreements.

Legal Requirements

We may disclose information when required by Australian law, court orders, or regulatory authorities. This includes compliance with financial services regulations and anti-money laundering requirements.

We never sell personal information to marketing companies or unrelated third parties. Any data sharing arrangements are carefully vetted to ensure your privacy remains protected.

Data Security and Protection

Protecting your personal information is fundamental to our operations. We've implemented multiple security measures to safeguard data throughout its lifecycle with us.

Encryption of sensitive data both in transit and at rest using industry-standard protocols
Regular security assessments and vulnerability testing of our systems and processes
Access controls ensuring only authorised personnel can access personal information
Secure backup systems with appropriate retention and disposal procedures
Staff training on privacy requirements and secure data handling practices
Incident response procedures for addressing any potential security breaches

While we maintain robust security measures, we also recommend that you protect your own information by using strong passwords and keeping login details confidential.

Data Retention and Disposal

We retain personal information for as long as necessary to provide our services and meet legal obligations. Different types of information have different retention periods:

Active Client Information

Information for current clients is retained throughout the service relationship and for seven years afterward to comply with Australian business record requirements.

Enquiry Information

Information from general enquiries is typically retained for two years unless you request earlier deletion or become a client.

When information reaches the end of its retention period, we securely delete or destroy it using methods that prevent reconstruction or recovery.

Website Cookies and Tracking

Our website uses cookies to improve functionality and understand how visitors interact with our content. Most cookies we use are essential for website operation, while others help us analyse usage patterns.

Essential cookies that enable core website functionality and security features
Analytics cookies that help us understand visitor behaviour and improve user experience
Preference cookies that remember your settings and choices across visits

You can control cookie settings through your browser preferences. However, disabling certain cookies may affect website functionality and your user experience.

Changes to This Privacy Policy

We review and update this privacy policy periodically to reflect changes in our practices, services, or legal requirements. When we make significant changes, we'll notify existing clients through email or prominent website notices.

Minor updates, such as clarifications or contact information changes, will be posted on this page with an updated revision date. We encourage you to review this policy periodically to stay informed about how we protect your information.

Privacy Questions and Requests

If you have questions about this privacy policy, want to exercise your privacy rights, or need to discuss your personal information, we're here to help.

Contact our privacy team at info@nexarolivio.com or call us at +61 407 742 195.

You can also write to us at: nexarolivio, 169 Hunter St, Newcastle NSW 2300, Australia.

We aim to respond to privacy requests within 30 days and will keep you informed if we need additional time to process complex requests.